1. Why Updating Your Bank Information Is Crucial

• Ensures your monthly SSDI payments go directly into the correct account
• Prevents payment delays or returned funds if your old account is closed
• Keeps your financial records clean, which is important for budgeting and bill payments

2. Methods to Update Your Direct Deposit

a. Online via my Social Security Account

• Visit ssa.gov/myaccount and log in
• Go to the "Direct Deposit" section under your profile
• Enter your new bank's routing number, account number, and account type (checking or savings)
• Review and confirm your changes; updates typically take effect by the next payment cycle

b. By Phone

• Call SSA at 1‑800‑772‑1213 (TTY users: 1‑800‑325‑0778), available Monday–Friday, 8 am–7 pm
• Have your Social Security number, old bank info, and new account details ready
• Provide the information to the representative, who will process the change

c. In Person at Your Local SSA Office

• Visit your nearest SSA office in Pennsylvania
• Bring a valid photo ID and a voided check or bank document displaying your new account info
• Complete the direct-deposit change form with a staff member's assistance

3. When to Update Your Banking Info

• Make the update before closing your old account to avoid returned payments
• Ideally, submit the change at least one month before your next SSDI payment to allow for processing

4. Confirming the Change

• Log into your my Social Security account a few days after submitting to verify the new account is listed
• Monitor your bank account to ensure the next SSDI payment is deposited correctly