1. Understand the Two Main Disability Programs

• SSDI (Social Security Disability Insurance): For individuals who have a sufficient work history and have paid into Social Security through payroll taxes.
• SSI (Supplemental Security Income): For individuals with limited income and resources, regardless of work history.

You can apply for either or both programs depending on your circumstances.

2. Gather the Required Information

Before you begin your application, collect the following:

• Your Social Security number and birth certificate
• Employment history for the past 15 years
• Most recent W-2 forms or tax returns
• Detailed list of medical conditions
• Names and contact info for all doctors, hospitals, and clinics
• Dates of medical treatment
• Current medications and treatments

Having this information ready will make the application smoother and reduce delays.

3. Choose Your Application Method

You can apply for disability benefits in Pennsylvania in one of three ways:

• Online: Visit www.ssa.gov and submit your SSDI or SSI application. This is often the fastest method.
• By Phone: Call the SSA at 1-800-772-1213 to complete your application with a representative.
• In Person: Visit your local Social Security office. Appointments are recommended.

Make sure you answer all questions honestly and thoroughly, and double-check your entries before submitting.

4. Submit Strong Medical Evidence

Medical documentation is the foundation of your claim. Be sure to include:

• Diagnosis from your physician
• Results from medical tests (MRI, X-rays, labs, etc.)
• Treatment history and future treatment plans
• Statements from doctors about how your condition limits your ability to work

The stronger your evidence, the better your chances of approval.

5. Cooperate With the SSA and DDS

After submitting your application, the Disability Determination Services (DDS) will evaluate your claim. They may request:

• Additional records
• A consultative medical exam (at SSA’s expense)

Respond to all requests promptly to avoid unnecessary delays or denials.

6. Be Patient—And Be Prepared for an Appeal

Initial decisions can take 3 to 6 months. Many claims are denied at first, but you have the right to appeal. The steps include:

• Reconsideration
• Hearing before an Administrative Law Judge
• Appeals Council Review
• Federal Court Appeal

Each step has strict deadlines, so act quickly if your application is denied.